Indianapolis Car Accident Claims Process

The Indianapolis car accident claims process can seem difficult to navigate if you have just been in a collision. However, with the help of a compassionate car crash attorney, you could pursue the amount of damages you deserve for your injuries and losses.

Who Handles Vehicle Collision Claims?

Auto vehicle collision claims are handled by claims adjusters. There are three parts of the Indianapolis car accident claims process. These three parts include liability, damages, and insurance. The failure to have all three is fatal to the injury. They focus on liability first and foremost, regardless of what the injury is, even if the person was killed, dismembered, or paralyzed. If they cannot establish that the other side is at fault, then there is no case.

They want to make sure that fault is established by way of the physical evidence at the accident scene and by way of the police crash report that there is something in error in the crash report. Lawyers want to get with the police officers to correct it.

Understanding the Relationship Between Witness and Liability

If there are witnesses, a claim adjuster may want to take their statements. If there is a dispute as to the witnesses say versus what the crash report says, they want to have that crash report corrected by the police because the crash reports are not admissible as hearsay evidence unless the officer witnessed the accident.

There are some cases where the injured party could be partially at fault for whatever reason, so lawyers want to make sure that if there is evidence to show that they were partially at fault that is not greater than 50 percent. If this is greater than 50 percent they get nothing. Lawyers want to make sure that they pose the claim so that the injured party has zero percent at fault but no greater than 50 percent.

Establishing Damages Process

The next part of the Indianapolis car accident claims process is to establish damages. Damages are also known as injuries. An attorney may want to prove whether the victim has incurred medical bills or lost wages. The type of injury someone has could impact the damages or compensation they receive. Lawyers can help try to establish fault for the victim to have a stronger likelihood at claiming damages.

The last part is insurance coverage or assets. Lawyers can establish liability and show that there were damages and injuries as a direct result of that person’s liability, but they need to make sure that they have insurance coverage.

If they do not have insurance coverage and if they have no assets, it is pointless to file a lawsuit and take it to trial. They need to get a large verdict. A person cannot enforce that judgment, because the people with no doubt, the day after the jury trial will file bankruptcy.

How an Attorney May Treat Car Accident Cases

Lawyers are very careful in terms of unique ways of handling the Indianapolis car accident claims process. Damages, injuries, and liability need to be established to potentially recieve appropriate insurance coverages available either with the defendant or the potential client with their underinsured motorist coverage. If there is no insurance, the defendant has no appropriate assets to be able to make it worthwhile to file a lawsuit.